❓ QUESTION Emira insurance - best and worst UK insurers/quotes

[GAVLA]

A big shout out to those of you that have your Emiras already, I am collecting mine this weekend but need to get insurance sorted first... can anybody recommend any insurers for the most affordable quotes please? I am male, 45, living in East Sussex, and hold a clean UK license, with no convictions

 

[frazzer]

I just got a renewal notice, +70% on last years price. Insurance is a cartel.

 

[Andy H]

Try AIB : https://www.aib-insurance.co.uk/lotus-car-insurance

Thanks Jim, I've submitted a request to them.

 

[Andy H]

Insurance is a cartel

Totally agree. Premiums are bonkers

 

[GAVLA]

£1400 with Manning but that includes my wife as a named driver and parking on the street until my driveway is finished

£803 renewal quote with Manning for my V6 with 4000 miles pa, NCB protected, wife as named driver, and street parking. I'm 45 with a clean license and live in Sussex. I paid £1431 last year

 

[Bod27]

Best on Money supermarket £618 , paid £520 last year with Manning. 8000 miles 60 years old, car on drive HG4 postcode, wife on policy. Tried Adrian Flux today , they were £1200. Quite a few online ones wont even insure it , and wont tell you why.

 

[Waggers]

Worth trying Classicline - my renewal is due shortly with them so I will be testing that myself - but they did require tracker. Also if you need track cover, there is huge variation - Mannings as I understand it had some large claims a couple of years ago, which led to them severely limiting track cover for higher value cars. However, I still use Mannings for a track only (but road legal) car. Also watch out for whether you want courtesy car cover - often unnecessary if the Emira is not a daily driver, but I made the mistake of adding the family car to a policy of that nature a couple of years back, now corrected. Given general insurance rises in 2023 interested to see other responses as more renewals are made In 2024.

 

[ADC]

Just got fresh quotes (supposedly in build Feb/Mar, so checkout and delivery "soon"? who knows ) and, as a 44 y/o with clean license, in the Oxford area, I'm around the 600 mark for 6000 SDP miles, parked on drive, NCB protected, 250 volountary excess (going to zero volountary excess puts it up by about 80 quid). Seems not terrible, relatively speaking.

 

[frazzer]

I just got a renewal notice, +70% on last years price. Insurance is a cartel.

I probably live in the worst place on the planet for this, cheapest I'm getting is £1.7k, full NCB, 4k miles/yr, late 40s, parked on drive.

 

[Speedy Emira]

Admiral online 10k max £660 (1250 excess) with max no claims, no points and 55 years old.

 

[GAVLA]

£803 renewal quote with Manning for my V6 with 4000 miles pa, NCB protected, wife as named driver, and street parking. I'm 45 with a clean license and live in Sussex. I paid £1431 last year

I managed to get the quote down to £718 with Manning by increasing the mileage to 5000 pa, reducing the vehicle value to £80k and keeping the excess at £900. Really happy considering what it cost me to insure last year and how much most premiums have increased overall

 

[eclat2emira]

Just got fresh quotes (supposedly in build Feb/Mar, so checkout and delivery "soon"? who knows ) and, as a 44 y/o with clean license, in the Oxford area, I'm around the 600 mark for 6000 SDP miles, parked on drive, NCB protected, 250 volountary excess (going to zero volountary excess puts it up by about 80 quid). Seems not terrible, relatively speaking.

Hi, do you mind sharing who that was with - sounds pretty decent all round. I've been woth Admiral as part of Multicar policy for first year of Emira ownership but premiums hiked this year (for all on policy, not just Emira...)

 

[FlashingBlade]

I wouldn't mind knowing this too. My renewal is going to be next month and Admiral are wanting an extra 50%

 

[ADC]

Hi, do you mind sharing who that was with - sounds pretty decent all round. I've been woth Admiral as part of Multicar policy for first year of Emira ownership but premiums hiked this year (for all on policy, not just Emira...)

Sure, no problem with sharing... unfortunately, it was with Admiral. By the time I pulled the trigger the week before handover, it ended up being about 575 with some modifications (wheels and PPF "exterior decorative changes") declared on top of the above details. Weirdly, trying to make it a multi-policy put the price *up* by another 50, so I've just kept it standalone.

 

[ADC]

I wouldn't mind knowing this too. My renewal is going to be next month and Admiral are wanting an extra 50%

Sigh. Doing the renewal dance is so tiresome... but 50% is pretty good motivation to shop around

Not looking forward to next year if they pull that shit as standard.

 

[FlashingBlade]

Sure, no problem with sharing... unfortunately, it was with Admiral. By the time I pulled the trigger the week before handover, it ended up being about 575 with some modifications (wheels and PPF "exterior decorative changes") declared on top of the above details. Weirdly, trying to make it a multi-policy put the price *up* by another 50, so I've just kept it standalone.

I think Admiral are taking advantage of me

They're wanting £1200 for 5k per annum, no changes from my first year when the premium was £800.

48, 9 years NCB, no points.