Insurance 3k

[Beachbum]

Turns out my Insurance was due sooner than I thought
£438, 10K miles. No points, no claims
This is with Admiral, with Multi car and House insurance with them. Adding the house reduced the premium by £40
Overall, pretty pleased with that

 

[EspritGuy]

My girlfriend is my State Farm agent. I think I'm locked in regardless.

The policy or the relationship?
She may have you by the deductibles.

 

[EspritGuy]

I have State Farm also, and pay just over $2300/yr. with the same limits and deductibles. 54yrs old and clean record.

Here's a tip: US policies are priced on vehicle age or replacement value. The car Depreciation rate many here have groused over works in your favor when you have an Agreed Value policy. Possibly others.
Yearly declining value can lower your insurance coverage costs
IF you negotiate with the insurance agent.
Check resale values to make the case.
Otherwise, they are happy steadily increasing rates instead of cutting them.
If you don't ask, you won't get.
This has been a public service announcement.